Filing for Chapter 7 Bankruptcy

Life hardly ever goes according to plan. Illnesses, job losses and other financial emergencies occur. Taking the right steps, however, can provide you with the opportunity to move on from these stressful events. For some, that may include filing for Chapter 7 bankruptcy.

At Merrill PA, we are here to tell you that there is light at the end of the tunnel — and it isn't a train. With a main office in West Palm Beach, we have helped people throughout Florida and the Treasure Coast liquidate troublesome debts, giving them back control.

Want to learn more? Call our office today at 561-877-1111 to talk to an experienced bankruptcy attorney.

Do I Qualify? How Does the Process Work?

Chapter 7 bankruptcy is also known as "liquidation bankruptcy" because it quickly discharges many of your debts in less than a year. These can include medical bills, credit card bills and some unsecured loans.

Benjamin Franklin once said, "Creditors have better memories than debtors." That may be true, but a Chapter 7 bankruptcy filing can quickly stop them in their tracks. Your filing may put a stop to foreclosure, repossessions and garnishments. If your creditors keep contacting you, let us know. We know the laws required to handle them.

To qualify for a Chapter 7 filing, you will need to pass the means test, which takes your financial situation into account. Some people may not qualify for a Chapter 7, in which case a Chapter 13 filing may be better for them. We can explain the means test and help you determine which chapter will work best for you.

Get Help Today From an Experienced Lawyer

Merrill PA is one of the most highly regarded bankruptcy firms serving West Palm Beach and Florida's Treasure Coast. To learn more about how we can protect your rights and interests, schedule a free consultation by calling our West Palm Beach office at 561-877-1111.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.